Protect Your Family From The Unexpected
First Lite Financial helps hundreds of families in America every year protect their loved ones and pay off their mortgages.
Over 45% of home foreclosures
nationwide are due to illness, death, and injury
Over 60% of personal bankruptcies
are linked to medical bills, often leading to mortgage defaults
42% of households
would face financial hardship
within 6 months
if the primary wage earner died
Hope isn’t a plan — real protection starts with mortgage insurance
How does Mortgage Protection Work?
Or is it right for me?
Payoff or Reduce Your Mortgage
In the event of death, disability, or chronic illness, the policy can help cover or eliminate your mortgage balance
Peace of Mind
Ensures your family can stay in the home in the event the unexpected happens.
Affordable & Easy to Qualify
No medical exams, simplified underwriting, and same day coverage.
Benefits
Benefits paid out directly to your beneficiaries, NOT to the bank. Your family can use the money as they see fit.
Customizable Coverage
Everybody's needs are different. Our agents specialize in finding the right plan that fits your needs and your budget.
Who we work with
STILL NOT SURE?
Frequently Asked Questions
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What is Mortgage Protection?
Mortgage protections protects your family in the event of your death, disability, or chronic illness, the policy can help eliminate your mortgage balance, or cover your mortgage payments.
How does the process work?
One of our medical underwriters will reach out to you directly for a brief phone call, and will walk you through exactly how the process works to see what options you qualify for
Does it go directly to the lender?
No! The benefit gets paid directly to your beneficiary and they can use the funds however they see fit.
Can I compare companies?
First Lite Financial only parters with over 50 A+ rated insurance carriers and have the ability to show you the cheapest coverage with the best companies based off of your age and health.
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